Universal Home & mold Inspections performs Insurance Wind Mitigation, 4 Point inspections and Citizens roof Certification. Verifying all the necessary photos verifications and forms for all insurance carriers.

What is a Windstorm Mitigation Inspection?

The purpose of a wind mitigation inspection is to determined the appropriateness of a giving structure’s construction in the event of strong wind, such of those present in a hurricane.

The inspection look for construction features that have been shown to reduce losses during these high winds.

Wind storm mitigation are mandated by State law and can total 45% of the original policy’s premium to homeowners.


What is a 4 Point Inspection?

Insurance companies have become increasing reluctant to issue Homeowner Insurance Policies on older homes 25 years old or more.



A “4 Point Inspection” focuses only on four main areas of interest in a home:

  • Roof
  • Electrical wiring and panels
  • Plumbing connections and fixtures
  • HVAC (Heating, Ventilation & Air Conditioning units)

Their common concern is that there may be conditions in an older home that could become a liability to the Insurance Carrier. Our inspection and reports can describe the condition and remaining life expectancy of these four components and help homeowner fulfill the requirements that Insurance companies need and help homeowner realize savings.

Join our many satisfied customers. Call for a free consultation today.

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